When buying a new car, we can't deny how overwhelming it can be, especially when figuring out how to pay for it and looking for the best car finance deals. However, many consider it a significant investment, and it's easy to see why – the car's value will decrease over time, but the quality of life and convenience it offers is priceless. At Mazda Australia, we're here to help you live the convenience by getting your dream car at the best possible rates through our vehicle finance program.
Understanding Vehicle Finance
Our vehicle finance program offered through Mazda Finance presents a practical solution for individuals seeking to own a car without the obligation of paying the entire amount upfront. At Mazda Finance, we aim to make financing your vehicle as simple and hassle-free as possible by getting you a manageable and responsible finance offer.
How does Mazda Finance work for me?
Our car loan options provide you with the flexibility to choose between Mazda Assured or our Fixed Rate Car Loan based on your requirements. Both car finance options offer similar benefits, including flexible deposits, personalised car loan interest rates, and end-of-loan options for personal and business use. The only difference between them is the guaranteed future value and loan terms. You can also visit our 'Calculate Repayments' tab to learn more about these differences.
Fixed Rate Car Loan
If you are considering a car loan, there are a few reasons why you might choose a Fixed Rate Car Loan. Mazda Finance offers fixed-rate car loans customised to your repayment frequency and car loan interest rates. With a fixed interest rate that remains constant throughout the loan, you can anticipate what to expect.
How Does a Fixed Rate Car Loan Work?
- Choose your new vehicle from our range of Mazda models. Ensure you get the trim and model for your needs; we offer Utes, SUVs, Sedans, and more! Anything from the work-ready BT-50 to the street-smart Mazda3.
- Choose your repayment schedule, loan term, and deposit. The deposit can be either cash or a trade-in.
- Your Mazda dealer will calculate your Mazda Tailored Rate and submit your loan application.
- You can electronically sign the paperwork after your application is approved and drive home with your new car.
Mazda Assured (GFV)
On the other hand, Mazda Assured is the perfect solution if you're looking for a smart way to finance a new Mazda vehicle and want the freedom and flexibility to change your car every few years. With Mazda Assured, you can enjoy the latest style and technology and have the added financial security of Guaranteed Future Value (GFV) with lower monthly repayments. Going with Mazda Assured means you won't have to shoulder large payments and can enjoy a new Mazda more often.
How does Mazda Assured Work?
- Choose your new Mazda and pay a deposit if required, or pay no deposit based on your circumstances.
- Choose your car loan term from one to four years, with the option to make weekly, fortnightly, or monthly repayments.
- Let's estimate the total kilometres you'll drive during your four-year loan term. If you average 20,000km per year, that means you would expect to travel up to 80,000km in total.
- Our Mazda team will calculate your Guaranteed Future Value (GFV) and repayments. Once settled, you're ready to upgrade and drive away in your new car with the security of knowing what your car is worth at the conclusion of the loan term.
Mazda Premier Motor Insurance
Securing insurance for your car is a vital step to protect your investment. Mazda Premier Motor Insurance offers exclusive coverage for Mazda drivers, ensuring you are fully prepared for any unexpected events on the road. As your car's manufacturer, we know what's best for your vehicle. We work closely with our insurance provider and engage with certified specialists who use only genuine Mazda parts for repairs. We will also walk you through the various coverage benefits so you can understand how this insurance will protect your investment against unforeseen events without worrying about where your money goes.
Here's How to Lodge a Claim:
We recommend keeping the following information handy to ensure a seamless process after submitting them.
• Gather details of the accident - Make sure you have the date and time when the accident happened, where the damage occurred, and any other vehicles involved.
• Other drivers' details - If any other driver is involved during the incident, ensure you have the following information handy: Name, address, and licence number (if available).
• Additional information - To provide further evidence and context to the reported incident, kindly attach any other supporting documents or images you may have. This will help us better understand the situation and provide a more accurate resolution.
Benefits of Mazda Premier Motor Insurance
Mazda Genuine Parts
We guarantee the use of only new Mazda Genuine Parts on all repairs, ensuring your car stays 100% Mazda.
New for Old
In the case, your Mazda cannot be repaired, we will replace it with a new car of the same make and model within the first three years of ownership.
Choice of Repairer
Our policies are tailored to the driver, giving you the flexibility to choose your repairer.
Our flexible payment options allow you to pay monthly without additional costs.
After an accident that isn't your fault, we'll provide you with a complimentary loan car to keep you moving.
If you wish, you can waive the basic excess on claims exclusively related to tyres.
In the unfortunate event of a car accident, Mazda Insurance Online Claims Portal has a quick and easy way to lodge your claim on your insurance policy when and how it suits you. Still waiting to be insured with Mazda Premier Motor Insurance? We have made it easy for you to protect and maintain your car at all times. Contact your local participating Mazda Dealer, or you may reach out for other queries by calling us at 1300 746 815.
New car loans don't have to be a huge financial burden. We offer car loan options to help you achieve your dream car. At Brighton Mazda, we will provide you with the necessary information to navigate vehicle financing and customize it to your financial situation. Exploring our Mazda Insurance and Mazda Assured Loans will also help you learn how to enhance your car buying experience and make sound financial decisions without breaking the bank. Still, trying to figure out where to start? Reach out to Brighton Mazda today!